Flood Elevation Certificate (FEC)
Price: Starting at $150 (FEC and Mortgage Survey combo starting at $350)
Duration: 30-45 minutes
Description: A Tri-County team member will evaluate and provide data to help properly rate properties for flood insurance. An Elevation Certificate can determine precisely where your home is located in relationship to the Base Flood Elevation.
“Why Do I Need a Flood Elevation Certificate?”
The Flood Disaster Protection Act of 1973 requires flood insurance to be purchased for properties in Special Flood Hazard Areas before owners can receive financial assistance from insurance companies. The Flood Elevation Certificate is a tool that FEMA uses to certify building elevations if the building is located in a Special Flood Hazard Area. This form will help determine the proper flood insurance premium rate for the building.
Mortgage Survey
Price: Starting at $350
Description: A Tri-County Surveyor will evaluate the property assuring that it meets the current zoning and building codes. This inspection surveys:
• Buildings
• Sheds
• Fences
• Property Lines/ Boundaries
“Why do I need a Mortgage Survey?”
A mortgage survey is generally conducted to determine land boundaries and building locations. The main purpose of this inspection is for the property owner to be rest assured that no one is encroaching on their property, and so that they are clearly informed on whether the property meets the current zoning, safety and building codes. It is very important for the owner/ prospective owner to know this information and they made fully aware of any current violations that are occurring at that location.
Please Note: Construction Surveys are different and more specific to prospective construction projects. Mortgage Surveys cannot use for an approval on prospective construction projects.