Cost Replacement Appraisals

Cost Replacement Appraisals

Insurance Appraisals and Replacement Cost Appraisals/Valuations (also known as cost replacement appraisals) provide the insurance replacement cost, in dollars, which gives owners, insurance agents, and corporations the ability to accurately insure a property in the event of catastrophe. The information obtained from an Insurance Appraisal or Replacement Cost Appraisal/ Valuation is itemized and recorded in the CoreLogic (Commercial) or 360Value (Residential) calculation system software. The system then computes an estimate of the current insurance replacement cost of the structure based on the property features recorded during the inspection and the current market costs of labor, materials, and other related fees (i.e. The Cost Approach). Insurance professionals use Insurance Appraisals or Replacement Cost Appraisals/ Valuations to determine replacement cost insurance premiums.

**It is important to note that Market Value does not equal Replacement Cost. Replacement cost is the cost to rebuild the property or structure brand new. Therefore, the market value of a property may be more or less than the replacement cost value. Please consult your insurance agent for more information on Insurance Appraisals and Replacement Cost Appraisals/ Valuations.

Insurance Appraisals and Replacement Cost Appraisals/Valuations are conducted with the utmost professionalism by an expert TCE&I appraiser who evaluates and determines the value of the structure for insurance reconstruction/ replacement costs. Information regarding the square footage of the building, type of construction, and property condition is recorded during a field inspection. TCE&I completes Insurance Appraisals/Replacement Cost Appraisals for all types of commercial and residential properties, including:

  • Warehouses/ Industrial Space
  • Office Buildings
  • Mobile Home/ RV Parks
  • Mid-Rise/ High-Rise Buildings
  • Malls/ Strip Malls/ Retail Centers
  • Multi-Family Residential
  • Hotels
  • Land
  • Condo Buildings
  • Special Purpose Structures


The property features evaluated during a typical Insurance Appraisal or Replacement Cost Appraisal/Valuation includes:

  • Wall Construction
  • Roof Construction
  • Windows/ Doors
  • Pool/ Cabana
  • Flooring
  • Bathrooms
  • Kitchens
  • Bedrooms

For commercial properties, TCE&I recommends ordering an Insurance Appraisal or Replacement Cost Appraisal/Valuation every 18-24 months.

Our specialized Replacement Cost Appraisal Services are not only available from Miami to Fort Lauderdale, but throughout the entire State of Florida.

Discover the tailored expertise of our Replacement Cost Appraisal services, available in multiple locations across Florida. Our seasoned appraisers are equipped to provide meticulous Insurance Appraisals and Replacement Cost Appraisals/Valuations, ensuring accurate coverage for your unique property.

Learn more about our specialized services in:

  • Key West: Precision Replacement Cost Appraisals for the island oasis.
  • Homestead: Tailored Insurance Appraisals for Homestead’s diverse properties.
  • Delray Beach: Accurate Replacement Cost Valuations for Delray Beach real estate.
  • Naples: Detailed Insurance Appraisals for the distinctive Naples properties.
  • Vero Beach: Comprehensive Replacement Cost Appraisals designed for Vero Beach.
  • Port St. Lucie: Meticulous Appraisals catering to Port St. Lucie’s real estate landscape.
  • Fort Myers: Accurate Replacement Cost Valuations for Fort Myers properties.
  • Boynton Beach: Tailored Insurance Appraisals for Boynton Beach real estate.
  • Deerfield Beach: Precision Replacement Cost Appraisals for Deerfield Beach properties.